SIP Calculator – Calculate Your Systematic Investment Plan Returns
TheSIP Calculatoris a free online tool that helps you estimate the future value of your **Systematic Investment Plan (SIP)** in mutual funds. It allows investors to calculate the potential returns based on their **monthly investment amount, investment duration, and expected annual return rate**.
How to Use the SIP Calculator?
- Enter your **monthly investment amount** (SIP installment).
- Set the **investment duration** in years.
- Enter the **expected rate of return** (Annual %).
- Click **Calculate** to see your total investment, estimated returns, and future value.
SIP Calculation Formula
The SIP returns are calculated using the **compound interest formula**:
FV = P × [ (1 + r) ^ n - 1] × (1 + r) / r
- FV:Future Value of Investment
- P:Monthly Investment Amount
- r:Expected Rate of Return per month (Annual Rate ÷ 12 ÷ 100)
- n:Total Number of Months
Why Use a SIP Calculator?
- ✅Plan Your Investments:Get an estimate of how much you can grow your wealth over time.
- ✅Understand Compounding Benefits:See how small investments grow significantly over time.
- ✅Easy & Instant Calculations:No need for manual calculations.
- ✅Compare Different Scenarios:Adjust investment amount and tenure to see different results.
- ✅100% Free & Secure:No login or registration required.
Benefits of Investing in SIP
- 📌 **Disciplined Investing:** Helps you develop a habit of regular savings.
- 📌 **Power of Compounding:** Earn returns on both your investment and accumulated interest.
- 📌 **Rupee Cost Averaging:** Helps in reducing the impact of market volatility.
- 📌 **Low Investment Requirement:** Start investing with as low as ₹500 per month.
- 📌 **Higher Returns:** Better long-term returns compared to traditional savings accounts.
Calculate Your SIP Returns Now!
Use our **free SIP Calculator** to plan your investments and make informed financial decisions.