FD Calculator – Fixed Deposit Interest & Maturity Calculator
TheFD Calculatoris a free online tool that helps you calculate the **maturity amount and interest earned** on your Fixed Deposit (FD). Whether you are investing in a **bank FD, post office FD, or corporate FD**, this tool provides an accurate estimate of your returns based on the **principal amount, tenure, and interest rate**.
How to Use the FD Calculator?
- Enter the **principal amount** you wish to invest.
- Choose the **tenure (in years or months)**.
- Select the **interest rate (%) offered by the bank or financial institution**.
- Choose the **interest compounding frequency** (Quarterly, Half-Yearly, Annually).
- Click **Calculate** to get the total maturity amount and interest earned.
FD Calculation Formula
Fixed deposit interest is calculated using the **compound interest formula**:
A = P (1 + r/n) ^ (n × t)
- A:Maturity Amount
- P:Principal Amount (Initial Investment)
- r:Annual Interest Rate (in decimal)
- n:Number of times interest is compounded per year
- t:Number of years
Why Use an FD Calculator?
- ✅Accurate Maturity Estimation:Quickly determine how much your FD will grow.
- ✅Compare Different Banks:See which FD scheme offers the best returns.
- ✅Plan Your Investments:Make informed financial decisions.
- ✅Instant & Easy Calculations:No need for manual math.
- ✅100% Free & Secure:No login or personal details required.
Types of Fixed Deposits Supported
- 📌 **Regular FD:** Fixed deposit with a pre-decided tenure and interest rate.
- 📌 **Tax-Saving FD:** Lock-in period of 5 years with tax benefits under Section 80C.
- 📌 **Senior Citizen FD:** Higher interest rates for senior citizens.
- 📌 **Recurring Deposit (RD):** Regular monthly investments for a fixed tenure.
- 📌 **Corporate FD:** Fixed deposits offered by NBFCs and corporates with higher interest rates.
Calculate Your FD Returns Now!
Use our **free FD Calculator** to estimate your earnings and choose the best fixed deposit investment.